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Various loan schemes |
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Provision for minimum interest and interest days |
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Scheme wise payable value |
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Provision for penal interest |
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Gold item setup for easy entry during loan payment |
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Automatic loan number generation and bar-coding facility |
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Online photo capturing during loan payment |
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Provision for nominee |
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Daily update of market rate of gold and loan payment accordingly |
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Provision for net weight and calculation of payable value in each loan |
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Purity based calculation of payable value |
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Provision to enter pledged item’s weight and qty and remarks |
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Cash / cheque payment option |
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Provision for capitalization of interest on regular interval |
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Provision for partial receipt of principle and interest amounts |
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Print subscriber’s photo during loan payment and view at the time of receipt |
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Charge overheads like insurance, stamp cost, service charges, legal charges etc. |
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Re-pledge and release of re-pledged items |
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Automatic calculation of re-pledge limit |
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Provision to send intimation letters up to 4 and tracking of loan repayment |
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Branch wise and consolidated loan payment register |
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Subscriber wise loan payment registers |
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Branch wise and consolidated loan receipt register for principle, interest, charges |
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Branch wise and consolidated receipt and payment statement |
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Branch wise and consolidated pledge register for closed/pending/overdue |
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Personal ledger: Subscriber wise and loan wise |
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Outstanding (DUE) reports: Branch wise, Loan type wise, Subscriber wise |
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Overdue statement with exceeded days |
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Liability statement (as per the current market value) |
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Loan schedule with or without receivables |
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Loan schedule (Pending, closed, auctioned) |
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Schedule for interest received |
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Schedules for charges |
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Gold stock register |
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Branch wise/re-pledge stock/consolidated stock with loan value and market value |
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Daily gold stock movement statement |
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Variance report |
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Letter report |
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Auction proceedings
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Various term FDs |
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Issue and printing FDR |
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Bar coding facility |
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Calculation of automatic interest |
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Provision for monthly interest payment |
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Provision for periodical interest compounding |
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Provision for premature FD closing and interest calculation |
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Share holder wise details and automatic calculation of canvassing commission |
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Provision for lean marking |
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Calculation of TDS |
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FDR register - branch wise, term wise and share holder wise |
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FD schedules |
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Maturity calendar for FDs |
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Personal ledger and interest statement |
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TDS register and provision for interest certificate |
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Provision for FD Loan |
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Automatic calculation of interest |
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Installment wise collection of FDL |
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FD loan register |
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FD loan schedule |
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FD loan calendar |
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Head office and branch accounting |
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Flexible account grouping up to 4 levels |
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Integrated with all other modules |
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Provision for head office and branch accounting |
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Standard narration for easy voucher entry |
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Cheque book maintenance |
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Bank reconciliation |
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Negative cash balance tracking |
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Reports up to balance sheet and schedules |
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Detailed voucher reports |
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Provision for calculating depreciation |
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Branch wise and consolidated account books includes day book, cash book, bank books, ledgers, general ledger, group ledgers, trail balance, profit and loss account, balance sheet, balance sheet schedules. |
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Branch wise cash flow statement |
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Branch wise receipt and disbursement statement |
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Branch performance statement |
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Branch wise NPA/overdue statement |
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Month wise branch performance |
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Graphical representation of performance |
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